Allgemeine Geschäftsbedingungen

1. Agreement to Terms

By accessing or using the services provided by Calistrovineq GmbH ("we," "us," or "our"), you agree to be bound by these Allgemeine Geschäftsbedingungen ("Terms"). If you do not agree to these Terms, you must not access or use our services.

These Terms constitute a legally binding agreement between you and Calistrovineq GmbH. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting.

2. Eligibility

To use our services, you must:

• • Be at least 18 years of age
• • Have the legal capacity to enter into binding contracts
• • Not be prohibited from using our services under applicable laws
• • Provide accurate, current, and complete information

By using our services, you represent and warrant that you meet all eligibility requirements.

3. Service Description

Calistrovineq GmbH provides financial planning subscription services. Our services include access to financial planning tools, resources, and guidance. The specific features and benefits of your subscription are outlined in your subscription plan.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

4. User Responsibilities

As a user of our services, you agree to:

• • Provide accurate and truthful information
• • Maintain the confidentiality of your account credentials
• • Notify us immediately of any unauthorized use of your account
• • Comply with all applicable laws and regulations
• • Use our services only for lawful purposes
• • Not interfere with or disrupt our services or servers
• • Not attempt to gain unauthorized access to any part of our services

5. Prohibited Uses

You may not use our services to:

• • Violate any laws, regulations, or third-party rights
• • Transmit any harmful, offensive, or illegal content
• • Engage in fraudulent or deceptive activities
• • Collect or harvest personal information of other users
• • Distribute spam, malware, or viruses
• • Reverse engineer or attempt to extract source code
• • Use automated systems to access our services without permission

6. Subscription and Payment Terms

Subscription fees are billed in advance on a monthly basis. By subscribing to our services, you authorize us to charge your payment method on a recurring basis.

Key payment terms:

• • All fees are non-refundable unless otherwise stated
• • You are responsible for keeping payment information current
• • We may change subscription fees with 30 days' notice
• • Failure to pay may result in service suspension or termination

7. Intellectual Property Rights

All content, features, and functionality of our services, including but not limited to text, graphics, logos, and software, are the exclusive property of Calistrovineq GmbH or its licensors and are protected by intellectual property laws.

You may not:

• • Copy, modify, or distribute our content without permission
• • Use our trademarks or logos without written consent
• • Remove any copyright or proprietary notices

8. Privacy and Data Protection

Your use of our services is also governed by our Datenschutzerklärung. By using our services, you consent to the collection and use of your information as described in our Datenschutzerklärung.

We process personal data in accordance with applicable data protection laws, including GDPR, CCPA, and other relevant regulations.

9. Haftungsausschlusss and Limitations of Liability

To the maximum extent permitted by law, Calistrovineq GmbH shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

10. Indemnification

You agree to indemnify, defend, and hold harmless Calistrovineq GmbH, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• • Your violation of these Terms
• • Your use of our services
• • Your violation of any rights of another party
• • Your violation of any applicable laws

11. Termination

Either party may terminate this agreement at any time. You may cancel your subscription through your account settings. We may terminate or suspend your access immediately, without prior notice, if you breach these Terms.

Upon termination:

• • Your right to use our services will cease immediately
• • You remain liable for any outstanding fees
• • Provisions that should survive termination will remain in effect

12. Dispute Resolution — Arbitration / EU ODR

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Deutsches Recht, without regard to conflict of law principles. Subject to the arbitration provisions above, you consent to the exclusive jurisdiction of the courts in Amtsgericht Berlin.

14. General Provisions

Entire Agreement: These Terms constitute the entire agreement between you and Calistrovineq GmbH regarding the use of our services.

Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Waiver: Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign our rights and obligations without restriction.

15. Contact Information

For questions about these Allgemeine Geschäftsbedingungen, please contact us at: